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Payment Options for Seeking Residential Drug Addiction Treatment
Everyone boasts about the benefits of residential treatments and urge addicts to go in order to overcome their addiction with professionals who can not only help them purge the substance from their systems, but also show them the way to remain sober.
However, there is one problem with all this wonderful treatment: the cost of the programs, which can vary depending on what is needed for the patient’s specific addiction. Thankfully, a few different types of payment options can help an addict when they decide to seek residential drug addiction treatment.
Check the Insurance
Over the years, many insurance companies have been told to provide mandatory coverage for substance abuse treatment to the individuals who qualify. According to the U.S. Centers for Medicare & Medicaid Services Health Care, all plans are required to cover behavioral and mental health inpatient services, behavioral health treatment (psychotherapy, counseling, etc.), and substance abuse treatment.
When an addict seeks residential drug addiction treatment, a good first step is to see what benefits and requirements the insurances has for it, especially if he or she suffers from dual diagnosis. Insurance may not cover the full cost, but it can at least cover a large portion of it, making treatment easier to access for addicts.
The Financial Options
Many clinics will offer a payment option for addicts who cannot pay upfront for the treatment you need to stay sober. While it would be easier to pay up front or during the treatment, the addict can also consider private financing, which would allow the patient to pay in monthly payments.
It is important that the addict research pricing for the treatment facility beforehand so that they know whether they can commit to the amount. You can call 800-256-3490 to ask about special programs.
Apply for Grants
According to SAMHSA, the federal government offer patients grants to help them seek treatment if their insurance cannot cover it through programs like the Center for Substance Abuse Prevention, the Center of Mental Health Services, and the Center for Substance Abuse Treatment.
The grants may have restrictions on how to use them or what programs it will cover, but the addict will not have to pay them back regardless of how the treatment goes. If a federal grant is not what the individual is looking for, some smaller communities and will offer grants of their own that may be a better option for the recovering addict.
Sell Some Personal Items
Many people have valuable things around their homes that they no longer or rarely use that could help them pay for their recovery. This may include anything from jewelry to an old fishing boat and selling these items can raise enough funds to pay for at least part if not all of the program. It can be hard when these items have sentimental value, but it is more important that the addict get the help they need in order to live a better, fuller life.
When someone suggests seeking treatment for a drug addict, it can be daunting to think of having to pay for it, but there are many options open to the addict to help them out. Some of these options include checking what their current insurance to see what they offer, setting up a payment plan, applying for a grant, or selling off items of value that can pay part of or the entire bill.
Paying a high price for a new, clean life can turn an addict away from the treatment they need to become sober, but if they are aware of their options, they can achieve sobriety and become healthy individuals.
To find a treatment payment plan that works for you or someone you love, call 800-256-3490 and speak with someone who can give you the answers you need.
If you or someone you love are suffering from a drug addiction and need professional treatment, please call 800-256-3490 to speak with someone who can help.